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百家樂
百家樂（Baccarat）是一種撲克遊戲，也是賭場中常見的賭博遊戲之一。它起源於義大利，在15世紀傳入法國，並在19世紀盛行於英法等地。如今，百家樂是全球各地賭場中受歡迎的賭博遊戲之一，特別是在澳門的賭場中，百家樂賭桌的數量是全球賭場中最多的，下注金額和獲利也佔據著澳門賭場的領導地位。

玩法：
玩家可以下注莊家（Banker）或閒家（Player），並沒有限制。遊戲中使用8副撲克牌，洗牌後放在發派箱中。每局遊戲，莊家和閒家都會收到至少兩張牌，但不超過三張牌。第一和第三張牌發給閒家，第二和第四張牌發給莊家。根據補牌規則，可能需要再發一張牌給莊家或閒家。

點數計算方法：
在百家樂中，撲克牌的點數計算方法是：Ace牌算作1點，2到9的牌按其顯示的點數計算，10、J、Q和K的牌則算作0點（有些賭場可能將10點視為10點）。當所有牌的點數總和超過9時，只計算總數中的個位數。因此，8和9的牌點數總和為7點（8 + 9 = 17）。百家樂只計算撲克牌的個位數值，因此可能的最大點數是9點（例如，一張4和一張5的牌點數總和為9），最小點數是0點，也稱為baccarat（例如，一張10和一張Q的牌點數總和為20，只計算個位數，即0）。

投注：
玩家可以在莊家或閒家上下注，也可以下注和局（即最終點數一樣）。此外，玩家還可以下注莊對子或閒對子（即莊或閒首兩張牌相同）。在澳門的賭場中，還加入了「幸

運六」，玩家可以下注莊或閒是否能以6點取勝。

賠率：
如果下注莊家並且莊家贏，有兩種玩法可以選擇。第一種是買1賠0.95，即需要支付5%的佣金給莊家。第二種是「免佣百家樂」，贏1賠1，但如果莊家以6點取勝，則賠率為1賠0.5。下注閒家並且閒家贏，贏1賠1。下注和局，贏1賠8。下注莊對子或閒對子，贏1賠11。根據澳門賭場的「幸運六」賠率，以兩張牌的6點取勝為贏1賠12，以三張牌的6點取勝為贏1賠20。

機會率：
在百家樂中，下注莊家的期望值只有約1%左右的優勢，和大多數賭場遊戲相比相對較低。

結論
百家樂是一種簡單易懂的賭博遊戲，也是一個非常社交化的遊戲。在百家樂桌上，通常有一名荷官負責發牌和管理遊戲進程。玩家只需要在莊家、閒家或和局中選擇一方下注，然後觀察牌局結果。

百家樂的玩法優勢在於其遊戲節奏快速，且無需玩家做出複雜的決策。遊戲結果完全基於牌的發放和點數計算，使得玩家可以輕鬆參與，無需特別的技巧或策略。

此外，百家樂也因其高投注限制而聞名。在高額賭桌上，玩家可以下注巨額金額，使得這個遊戲成為富豪和高額賭徒的首選。然而，即使在小賭桌上，百家樂仍然吸引著許多玩家，因為它提供了一種緊張刺激的賭博體驗。

百家樂也具有一些特殊的傳統和儀式。例如，在一些賭場中，荷官會使用一把特殊的牌具，稱為百家樂靴（Baccarat Shoe），其中放有多副牌。這種做法旨在提高遊戲的公平性和隨機性。

總的來說，百家樂是一個受歡迎的賭博遊戲，不僅因其簡單易懂的規則，而且因其高投注限制和社交化的特性。無論是在實體賭場還是在網絡賭場，玩家都可以享受到這個刺激的遊戲，並期待著幸運女神的眷顧

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線上賭場
台灣娛樂城/線上賭場（現金網）的特殊稱呼以及其歷史：

台灣對於線上賭場的特殊稱呼是「娛樂城/線上賭場（現金網）」。這種稱呼的背後有其原因，主要是因為線上賭場在台灣架設及經營是違法的。在早期經營線上博弈被抓的風險非常高，因此業者採用了「娛樂城」這樣的模糊代稱，以規避警方的注意。當時的網絡搜尋引擎尚未普及，這樣的代稱在一定程度上能夠達到避免被發現的效果。

台灣娛樂城/線上賭場的歷史可以分為幾個時期：

1. 網路未興盛時代：
- 現場賭場時期（1980年代）：賭博活動主要發生在實體賭場，包括家庭電話上的BB CALL呼叫器、六合彩、大家樂等方式。
- 電銷賭場時期（21世紀）：隨著手機的普及，人們開始使用手機進行博弈，主要包括中華職棒簽賭和六合彩等。

2. 線上博弈時期（2013年開始）：
- 網際網路普及後，原本的信用版博弈業者開始轉戰線上賭場（娛樂城），開啟了線上博弈的時代。
- 由於在台灣，線上賭場架設和經營是違法的，合法的線上賭場通常選擇在合法的國家進行架設。
- 開設線上賭場主要採用「現金儲值」的方式，以規避法律風險。玩家將現金兌換成賭資，進行投注。

3. 娛樂城商業模式的轉變：
- 早期的娛樂城業者往往將客服人員與金流（出入款）的職責綁在一起，

容易成為執法機關定罪的基礎。
- 現代的娛樂城業者開始將客服人員、金流服務商以及廣告行銷外包，以降低定罪風險。
- 由於遠端工作的普及以及區塊鏈技術的應用，未來娛樂城業者可能更加難以被追查，這也凸顯了博弈產業合法化的必要性。

娛樂城業者面臨的風險主要來自以下幾個方面：

- 架站主機：娛樂城業者通常在合法的國家進行架設，使執法機關難以從此方面下手追查。
- 客服人員：娛樂城業者可能在台灣設立辦公室提供客服服務，這也是執法機關可能進行搜索的目標之一。
- 金流（出入款）：娛樂城業者使用人頭帳戶進行金流操作，以規避監管機構的追蹤，但也存在風險。
- 行銷推廣：娛樂城業者需要進行廣告推廣來吸引玩家，行銷推廣方式也可能成為執法機關追查的一環。

娛樂城業者商業模式的轉變也反映了博弈產業的發展趨勢。隨著網路技術的成熟和商業模式的創新，博弈產業可能朝著合法化和監管的方向發展，以確保公信力、保護玩家權益並徵收相應的稅收。

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